Tag Archives: insurance

Home Insurance and Mold: Is Mold Covered?

Whether you’re covered often comes down to the source of moisture and the wording of a policy. Mold strikes fear into the hearts of those who’ve heard horror stories about toxic mold, expensive mold remediation, and denied home owners insurance … Continue reading

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Tree Falls On Property Line: Who Pays? Who Picks Up the Pieces?

Who pays depends on numerous factors. When a neighbor’s tree falls over your property line, yell TIMBER, then call your insurance company. Home owners policies cover tree damage caused by perils like wind and winter storms. Most policies cover hauling … Continue reading

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Home Insurance and Mold: Is Mold Covered?

Whether you’re covered often comes down to the source of moisture and the wording of a policy. Mold strikes fear into the hearts of those who’ve heard horror stories about toxic mold, expensive mold remediation, and denied home owners insurance … Continue reading

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What Does Homeowners Insurance Cover?

You’d be surprised at what your home insurance policy doesn’t cover. Here’s what is and isn’t covered by your insurance. What does your homeowners insurance cover? The short answer is: A basic homeowners insurance policy (called HO-1 in insurance lingo) covers your … Continue reading

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Is Hurricane Insurance Worth It?

We’re in the peak of the busiest hurricane season in years. Is your home properly insured? Hurricanes are a force to be reckoned with, especially since the season sticks around so long and does damage beyond coastal areas. For example, … Continue reading

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December Home Maintenance

Quick-and-easy tasks that’ll brighten up your interior. December. The year’s coming to an end. Time to do four small tasks for a bright (and money-saving) new year.#1 Clean Light Bulbs and Fixtures Two great reasons to clean your light bulbs: … Continue reading

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Protect your Home From Severe Weather

Brown lawns. Flooded basements. Piles of snow dumped on your doorstep. Topsy-turvy weather can test your patience, and even put your home at risk. If a freak storm drops in your area, will your home be up to the challenge? … Continue reading

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What does Homeowner’s Insurance Cover?

What does your homeowners insurance cover? The short answer is: A basic homeowners insurance policy (called HO-1 in insurance lingo) covers your home and possessions if they’re damaged or destroyed by these things: Fire Lightning Windstorm (unless you live in … Continue reading

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First-Time Home Buyer Tips

Buying your first home is a really big deal. How do you know which loan is right for you? How do you swing the down payment? How do you ensure your offer isn’t too low or too high? What don’t … Continue reading

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